Transparency.
Consent.
Accountability.
Who’s Running a Credit Check on You? Track Consent, Risk & Notices
Explore official findings, recommendations, and scorecards showing which institutions inform consumers — and which don’t.
Featured Institution Profiles
TD Bank
Runs Credit Check: Hard Inquiry / Soft Inquiry
Verification Status: 🔵 Verified within 90 days
Bell Canada
Runs Credit Check: Hard Inquiry / Soft Inquiry
Verification Status: 🔵 Verified within 90 days
Know Your Privacy Rights
- What is meaningful consent? (PIPEDA s.6.1)
- What must banks tell you before running your credit?
- How to request proof of your consent
- Templates for PIPEDA Section 4.9 and CRA s.10 requests
Report a Privacy Violation
Think a company accessed your credit without telling you the risks, or you experienced financial loss as a result of identity theft? Use our guided tool to file a complaint to the Office of the Privacy Commissioner of Canada.
