🟠Toronto-Dominion Bank – Consumer Report Records, Risk & Consent Profile

Basic Info:Privacy Officer,Toronto-Dominion Bank
P.O. Box 193, Toronto, ON M5K 1H6

Regulator(OPC),
Privacy Contact Email td.privacy@td.com

Runs Credit Check: Yes

Verification Status: 🔵 Verified within 90 days

Last OS File: September 4, 2025

Consent Quality

⚪ Not Reviewed

Risk Disclosure

đź”´ Absent

  • No communication of risk, harm, or consequences.
  • No disclosure of potential risks to the consumer, including bodily harm, humiliation, damage to reputation or relationships, loss of employment, business or professional opportunities, financial loss, identity theft, negative effects on the credit record, or damage to/loss of property.

Mandatory Notices

⚪ Not Reviewed

Consumer Transparency Improvements

This bank has not yet been reviewed. Check back soon for a full transparency report on consent, and mandatory notices.

🔍 Key Recommendations from OPC

The Commissioner recommended to banks that application forms should indicate that:

  • A customer does not have the option of withdrawing consent to the bank’s disclosure of credit information to the credit bureaus.
  • Banks should include a statement of purpose for the ongoing disclosure of credit information to the credit bureaus(i.e., to maintain the integrity of the credit granting system)
  • The collection of name, address, date of birth, and occupation of the applicant are required by law.

đź“„ Supporting Documents

📣 User-Submitted Complaint

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